EPF Pension Calculator India
EPF Pension Calculator
Estimate EPS monthly pension and EPF retirement corpus — simplified EPFO formula, browser-only.
Your data never leaves your browser — all processing happens locally on your device.
Simplified EPS/EPF estimate — EPFO rules vary. Verify on epfindia.gov.in or with your employer.
About this tool
The EPF Pension Calculator provides a simplified estimate of EPS (Employees' Pension Scheme) monthly pension and EPF corpus at retirement for Indian salaried employees. Enter current age, retirement age, monthly basic, years of service and optional current EPF balance — see indicative pension using pensionable salary cap and service limits, plus rough corpus projection. Free private calculator — no upload. EPFO rules and passbook figures are authoritative — use this for planning only and verify on epfindia.gov.in.
How to use the EPF Pension Calculator
- 1
Enter age and basic salary
Add current age, retirement age and monthly basic.
- 2
Add service and EPF balance
Years worked so far and optional current balance.
- 3
Review pension and corpus
See estimated monthly pension and retirement corpus.
Frequently Asked Questions
How is EPS pension estimated?
Simplified: (pensionable salary × pensionable service) / 70, with salary cap ₹15,000 and max 35 years service.
Is EPF corpus exact?
No — projection uses approximate contribution and growth; check EPFO passbook for actual balance.
When does pension start?
Typically at age 58 with minimum 10 years eligible service for EPS — rules vary.
Is data uploaded?
Never. All calculations are client-side.